Disclosures

Licensing, compliance, and legal disclosures

Company Information

Cornerstone First Mortgage

NMLS #173855

Tanner Cook

Mortgage Loan Originator

NMLS #2090424

Zac Cook

Mortgage Loan Originator

NMLS #2111496

VA Loan Disclaimer

VA loans are provided by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The VA does not make direct loans to veterans. Cornerstone First Mortgage is not affiliated with or acting on behalf of or at the direction of the VA or HUD/FHA.

VA loan eligibility is determined by the Department of Veterans Affairs based on service history and other factors. Not all applicants will be eligible.

The VA funding fee is a one-time charge on a VA loan that helps reduce the cost to taxpayers. The funding fee amount varies based on the type of loan, the veteran's military category, and whether it is the veteran's first VA loan. Veterans receiving VA disability compensation are exempt from the funding fee.

Lending Disclosures

This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. All loans subject to credit approval. Not all applicants will qualify. Contact Cornerstone First Mortgage for more information and to discuss your specific situation.

Interest rates and annual percentage rates (APRs) are based on current market conditions and may vary. The actual rate you receive will depend on your specific financial profile, loan program, loan amount, and other factors.

Equal Housing Lender

Cornerstone First Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in the making, purchasing, or servicing of mortgage loans. All applications are reviewed based on legitimate credit and underwriting criteria.

NMLS Consumer Access

For licensing information, visit the NMLS Consumer Access website. NMLS Consumer Access is a free service provided by the Nationwide Multistate Licensing System.

Cornerstone First Mortgage — NMLS #173855

Tanner Cook — NMLS #2090424

Zac Cook — NMLS #2111496